dilema

So, I almost have everything I need to file my taxes. I'm just waiting on 1 W2 which shouldn't make that big of a difference one way or the other on what I'm getting back. I've already made up my mind that I'm getting a new vehicle. My car is at the point where it's starting to nickle and dime me, and I can't keep up w/it and don't want to keep up w/it. It was bought simply to get me through the year, which it did. I need a bigger vehicle. So here's my dilema.
Do I buy a nice vehicle that will actually last more than a year b4 I have to start putting every extra penny I have into it or do I buy another vehicle that will last the year and pay off my one CC.
Dave Ramsey, who I do love, would say pay off the debt and save the money you were spending for the better vehicle. But, here's why I'm not sure I want to go that route. My credit is screwed. Paying off one CC isn't going to make any difference at all. Not to mention that my debt to income ratio is off the charts bc the house is still in my name and will be in my name for at least another year unless God grants a miracle and it sells. To me, it seems almost pointless to pay off the one CC when I know it's not going to make a difference. It would be nice to own a vehicle that I felt comfortable enough to drive more than an hour away from home...
Praying for peace about a decision.